Your mortgage with Jollycredit is easy, fast and at a great rate. For the acquisition of a property, the purchase of land, the construction of a house or for renovations, you might find your happiness.
Apply for your mortgage loan online
What’s easier than applying for free, no-obligation mortgage credit without leaving your home. A PC, an internet connection and hope you are ready to carry out your mortgage credit simulation and to apply. You choose the amount you want to borrow, the duration and you get an overview of the different formulas and the rates associated with them. Fixed, semi-fixed or variable rate, your choice is made? This is the time to complete the short questionnaire that will assess the feasibility of your project.
You receive an answer within 24 hours
How to do faster? After having received your file, Jollycredit is committed to giving you an answer within 24 hours! An expert will contact you to determine with you the best solution for your project and guide your choices to obtain the best conditions. And yes, it’s a job to choose the right formula.
A mortgage at the best rate
But what exactly is a “super interesting” rate? A small example is better than a long speech so without further ado, here is a simulation:
To support our remarks we will base ourselves on a demand of mortgage loan of 180.000 € over a period of 25 years. This is not necessarily a situation that corrects you but it allows you to get an idea.
Semi-fixed rate (10 + 5): 1.86%
Fixed rate: 2.45%
Variable rate (1/1/1): 2.12%
Variable rate (3/3/3): 1.80%
Variable rate (5 + 5): 1.80%
As you can see, the numbers speak for themselves. If you are curious to know a little more and/or you wish to submit your project to Jollycredit, it is here:
Wait a minute, your mortgage is for a purchase or for work?
You can of course finance renovation or conversion of your property with a mortgage loan but there is also another solution.
The renovation loan is a personal loan variant dedicated to the realization of this type of project. Although rates are significantly lower than those for mortgages, the terms of an installment loan may outweigh those of a mortgage loan.